My Texans Checking Account
Checking Account
Our My Texans Checking Account has no monthly fees,* convenient digital and mobile banking, and more —all backed by Texans Credit Union's trusted service.
Checking Account Benefits
Get Paid 2 Days Early
Get your paycheck two days sooner with direct deposit to your Texans checking account.No Monthly Service Fee*
Monthly service fee of $5 is waived with any monthly direct deposit or enrollment in e-Statements.Texans CU Mobile App¹
Your accounts in your hand, with convenient features like Zelle, Mobile Deposit, and Bill Pay.Access Fee-Free ATMs
Your money goes wherever you go. Enjoy access to over 80,000 surcharge-free ATMs worldwide.
Checking Account Details
The My Texans Checking Account is perfect for everyday use. It comes with all the standard features you expect and the great benefits of being a Texans member.
Our My Texans Checking Account offers:
- No monthly service fee* & 24/7 online and mobile access to your account
- Covered by Visa Zero Liability fraud protection**
- Update your direct deposit information instantly with Direct Deposit Switch
- Contactless payments & digital wallet compatibility for fast and secure checkouts
- Surcharge-free ATMs with over 80,000 locations worldwide
- Opt-in overdraft services to protect your account from the unexpected
- Simple tools to move your money, including Zelle® payments and Bill Pay service
ID NAVIGATOR POWERED BY NORTONLIFELOCK™
Staying informed and knowing what to do when your identity is threatened is a tool every Texan needs in their toolbox. As a Texans VISA® cardholder, you can take advantage of ID Navigator at no cost!
ID Navigator can help with:
- Dark Web Monitoring
- Data Breach Notifications
- Stolen Wallet Assist
- Privacy Monitor
- And more!
DOVLY® UPLIFT
Everyone can benefit from a higher credit score. Texans Credit Union will help you chase it down. As a Texans debit cardholder, you can put Dovly® Uplift to work helping to fix, manage, and maintain your credit score - all for free!
Dovly® Uplift includes:
- Monthly Credit Report and Score
- Ongoing Credit Monitoring
- Credit Alerts
- Live U.S.-Based Member Services and Support
Digital & Mobile Banking
With digital banking, you can view account balances and past statements, make payments, transfer funds, manage your cards, and more online or with our mobile banking app.★★★★★
“The people are very friendly and helpful. They really are sincere in trying to answer questions and give you good service.”
-Jeff, Austin, TX
★★★★★
“This credit union is super friendly and anytime I call, the staff is always super polite and demonstrates great customer service!”
- Jillian, Dallas, TX
★★★★★
“Came in on a Saturday morning as a first time customer & dare I say WOW!!!!! If you can, work yourself into banking with Texans Credit Union!!”
- Jailene, Garland, TX
Checking Account FAQs
No, a wire transfer differs from a regular payroll or government direct deposit. However, you can waive the monthly service charge by signing up for e-statements.
Contact Us
*Monthly service fee of $5 is waived with any monthly direct deposit or enrollment in e-Statements. Monthly paper statement fee of $2 is waived with enrollment in e-Statements.
**Cardholder must use care in protecting their card and notifying the Credit Union immediately of any unauthorized use and for additional details. Additional limitations may apply.
1Texans does not charge a fee for mobile banking, text message banking or any of our smart phone apps. Mobile carriers may assess standard text messaging and/or cell phone data usage charges. Please check with your service provider for more information.
VISA is a registered trademark of Visa International Services Association.
