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Annual Audit Notice As part of the Texans Credit Union annual audit, our auditor, Doeren Mayhew Associates, will be mailing account confirmation letters to a sample group of our membership in November. These letters will ask you to verify September 2024 month end balances on your accounts. Separate letters will be mailed for deposit accounts and loan accounts. All responses should be mailed directly to the auditing firm using the prepaid postage envelopes provided in the mailing.

View My Accounts

Checking Accounts

Opening a checking account is easy with Texans!

 

Reliable, Accessible, and Secure

 

Texans are on-the-go, heads-down, powerhouses. A checking account that simplifies your life, now that’s a non-negotiable. That’s why we provide two different account options that work hard to make your life easier.

 

Special Offer

Get $300¹ When You Open a Texans Checking Account

My Texans Checking

Our most popular checking account offers:

  • Mobile App with Mobile Deposit
  • VISAcard® Debit/ATM Card – Use anywhere VISAcard is accepted and access your money at more than 80,000 Surcharge-Free ATMs.
  • Get paid up to two days early with Direct Deposit and access your hard-earned money sooner
  • Send and receive money quickly and securely with Zelle ®
  • Financial planning tools available in Digital Banking help you keep your credit on track and meet your savings goals
  • Maintain peace of mind with Overdraft Protection and the ability to turn your card off and on in the app
  • FREE notary service

 

My Texans Interest Checking

Earn dividends, get free services, and avoid fees

  • Mobile App with Mobile Deposit
  • VISAcard® Debit Card – Use anywhere VISA is accepted and access your money at more than 80,000 Surcharge-Free ATMs.
  • Get paid up to two days early with Direct Deposit and access your hard-earned money sooner
  • Send and receive money quickly and securely with Zelle ®
  • Financial planning tools available in Digital Banking help you keep your credit on track and meet your savings goals
  • Maintain peace of mind with Overdraft Protection and the ability to turn your card off and on in the app
  • FREE box of checks (one per year)
  • FREE cashier’s checks (one per month)
  • FREE notary service

 

ENJOY CONTACTLESS PAYMENTS

Tap to Pay

Checking out has never been faster or more secure. Simply tap your Texans Visa Debit Card and be on your way!

Mobile Wallet Ready

Keep your card right in your phone - great for on-the-go purchases with a quick tap of your phone! 

Shopping Made Easy

Online or in-store, your Texans Visa Debit Card is ready to go. Accepted everywhere that takes Visa.
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Photo of Texans Credit Union mobile app interface showing a mobile deposit.

MANAGE YOUR ACCOUNT ON THE GO

With digital banking you can view account balances and past statements, make payments, transfer funds, manage your cards, and more in our mobile app or online.


 

 

TEXANS CREDIT UNION IS ALWAYS AHEAD OF THE CURVE WITH BENEFITS

ID NAVIGATOR POWERED BY NORTONLIFELOCK

Staying informed and knowing what to do when your identity is threatened is a tool every Texan needs in their toolbox. As a Texans Visa cardholder, you can take advantage of ID Navigator at no cost!

ID Navigator can help with:

  • Dark Web Monitoring
  • Data Breach Notifications
  • Stolen Wallet Assist
  • Privacy Monitor
  • And more!

Dovly Uplift

 

Everyone can benefit from a higher credit score. Texans Credit Union will help you chase it down. As a Texans debit cardholder, you can put Dovly to work helping to fix, manage, and maintain your credit score - all for free!

Dovly Uplift includes:

  • Monthly Credit Report and Score
  • Ongoing Credit Monitoring
  • Credit Alerts
  • Live U.S.-Based Member Services and Support

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Need card help? No problem!

 

Call 1.800.472.3272 for 24/7 help with lost or stolen debit cards.


Texans Visa Debit Card FAQs

Tapping to pay with a Visa contactless chip card or payment-enabled mobile/wearable device is secure, convenient and touch-free. Unlike cash, tapping to pay provides an electronic record of your purchases and gives you all the great functionality and convenience of a Visa card.

* Monthly fee of $10 per month is waived when you maintain a minimum daily balance of $2,500.

1 To receive up to $300 for the direct deposit bonus, enroll your direct deposit through Texans’ Direct Deposit Switch tool and receive a total of $3,000 or more each month in Qualifying Direct Deposits over a consecutive 3 month period into your Texans checking account. Texans will deposit $100 into your checking account after the first month in which a total of $3,000 or more in Qualifying Direct Deposits is received; $100 after the second month in which a total of $3,000 or more in Qualifying Direct Deposits is received; and $100 after the third month in which a total of $3,000 or more in Qualifying Direct Deposits is received. A Qualifying Direct Deposit is defined as deposits from an employer, payroll provider, benefits provider, pension, or the government (such as Social Security) via an ACH deposit. External ACH transfers not from employers, verification or trial deposits from financial institutions, peer-to-peer transfers from services such as PayPal, Zelle, Cash App, or Venmo, mobile check deposits, cash loans or deposits, and any deposit which Texans Credit Union deems to not be legitimate are not considered Qualifying Direct Deposits. Limit one $300 bonus payout per membership and per checking account. Accounts at Texans must be in good standing (no past due or overdrawn accounts) at the time the bonus is credited. Bonuses are considered interest and will be reported to the IRS as required. This offer can change at any time without notice.

2 Texans Credit Union custom checks only.

 

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