Skip to main content

Reminder Texans will never call you and ask for private information, such as your digital banking username and password, PIN, or Social Security Number. If you receive a call like this, please hang up and call us directly at 972.348.2000.

Contact Us

Personal Loans

 

Flexibility to Fit Your Needs

 

We take your finances personally. That is why our Personal Loans have flexible financing options and competitive, low rates. Texans has the right option to fit your life.

 

Personal Loans

If you love, quick, affordable, and flexible, we have the solution to get money in your pocket now!

A Texans Personal Loan can be used for: 

  • Debt consolidation 
  • Unexpected expenses 
  • Medical expenses


and more! 

Debt consolidation
Unexpected expenses
Medical expenses
Exception occured while executing the controller. Check error logs for details.

Personal Line of Credit

Life doesn’t stop, especially when you’re a Texan. Access your revolving line of credit when you need it, with affordable monthly payments based on your outstanding balance. Plus, you can make advances on your credit line up to your approved limit via online banking or our mobile app. 

  • Variable rate (APR may vary)
  • Can be used for overdraft protection on your Texans Checking Account

 

Exception occured while executing the controller. Check error logs for details.

Frequently Asked Questions

Yes! You may pay off part or all of your loan at any time with no prepayment fee or penalty. You can also easily pay off the personal loan via online banking. 

Membership Required. Loans are subject to credit approval.

1 Annual Percentage Rate (APR). Rates current as of 03/18/2024. Minimum loan amount is $500. Rates, terms, and conditions are determined by the overall creditworthiness of each applicant. Programs, rates, terms and conditions are subject to change without notice. Other conditions and restrictions may apply. Payment Example: Based on a $500 loan amount, the minimum monthly payment is $15.84 over 36 months at 8.74% APR.

2 Annual Percentage Rate (APR). Rates current as of 10/01/2023. Minimum loan amount is $500. Rates, terms, and conditions are determined by the overall creditworthiness of each applicant. Texans Line of Credit APR is variable and is based on index plus margin. Programs, rates, terms and conditions are subject to change without notice. Other conditions and restrictions may apply.

This website uses cookies in order to offer you the most relevant information. Please "Accept & Continue" for optimal site performance. For more information, please visit our Privacy Policy page.