Annual Audit Notice As part of the Texans Credit Union annual audit, our auditor, Doeren Mayhew, will be mailing account confirmation letters to a sample group of our membership in November. These letters will ask you to verify September 2023 month end balances on your accounts. Separate letters will be mailed for deposit accounts and loan accounts. All responses should be mailed directly to the auditing firm using the prepaid postage envelopes provided in the mailing.

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Personal Loans

 

Flexibility to Fit Your Needs

 

With a Texans Personal Loan, you make the rules. With flexible financing options and competitive, low rates Texans has the right option to fit your needs.

 

Personal Loans

Get the money you need now. Quick, affordable, and flexible, a Texans Personal Loan is the perfect solution for those expenses that just can't wait.

A Texans Personal Loan can be used for:

  • Debt consolidation
  • Unexpected expenses
  • Medical expenses
  • and more!

 
Debt consolidation
Unexpected expenses
Medical expenses
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Personal Line of Credit

Access your revolving line of credit when you need it, with affordable monthly payments based on your outstanding balance. Plus, you can make advances on your line up to your approved limit via online banking or our mobile app.

  • Variable rate (APR may vary)
  • Can be used for overdraft protection on your Texans Checking Account

 
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Frequently Asked Questions

Most decisions are available within 2-3 business hours. If your application requires a more detailed review or is submitted outside of business hours, it may take longer. A loan advisor will contact you by phone or email once an initial loan decision has been made.

Membership Required. Loans are subject to credit approval.

1 Annual Percentage Rate (APR). Rates current as of 06/26/2023. Minimum loan amount is $500. Rates, terms, and conditions are determined by the overall creditworthiness of each applicant. Programs, rates, terms and conditions are subject to change without notice. Other conditions and restrictions may apply. Payment Example: Based on a $500 loan amount, the minimum monthly payment is $15.84 over 36 months at 8.74% APR.

2 Annual Percentage Rate (APR). Rates current as of 10/01/2023. Minimum loan amount is $500. Rates, terms, and conditions are determined by the overall creditworthiness of each applicant. Texans Line of Credit APR is variable and is based on index plus margin. Programs, rates, terms and conditions are subject to change without notice. Other conditions and restrictions may apply.

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