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Personal Loans

 

Flexibility to Fit Your Needs

 

We take your finances personally. That is why our Personal Loans have flexible financing options and competitive, low rates. Texans has the right option to fit your life.

 

Personal Loans

If you love, quick, affordable, and flexible, we have the solution to get money in your pocket now!

A Texans Personal Loan can be used for: 

  • Debt consolidation 
  • Unexpected expenses 
  • Medical expenses


and more! 

Debt consolidation
Unexpected expenses
Medical expenses
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Personal Line of Credit

Life doesn’t stop, especially when you’re a Texan. Access your revolving line of credit when you need it, with affordable monthly payments based on your outstanding balance. Plus, you can make advances on your credit line up to your approved limit via online banking or our mobile app. 

  • Variable rate (APR may vary)
  • Can be used for overdraft protection on your Texans Checking Account

 

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Frequently Asked Questions

We’re in the business of fast service. Most decisions are available within 2-3 business hours. If your application requires a more detailed review or is submitted outside of business hours, it may take longer. A loan advisor will contact you by phone or email once an initial loan decision has been made. 

Membership Required. Loans are subject to credit approval.

1 Annual Percentage Rate (APR). Rates current as of 03/18/2024. Minimum loan amount is $500. Rates, terms, and conditions are determined by the overall creditworthiness of each applicant. Programs, rates, terms and conditions are subject to change without notice. Other conditions and restrictions may apply. Payment Example: Based on a $500 loan amount, the minimum monthly payment is $15.84 over 36 months at 8.74% APR.

2 Annual Percentage Rate (APR). Rates current as of 10/01/2023. Minimum loan amount is $500. Rates, terms, and conditions are determined by the overall creditworthiness of each applicant. Texans Line of Credit APR is variable and is based on index plus margin. Programs, rates, terms and conditions are subject to change without notice. Other conditions and restrictions may apply.

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