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Personal Loans

 

Flexibility to Fit Your Needs

 

With a Texans Personal Loan, you make the rules. With flexible financing options and competitive, low rates Texans has the right option to fit your needs.

 

Personal Loans

Get the money you need now. Quick, affordable, and flexible, a Texans Personal Loan is the perfect solution for those expenses that just can't wait.

A Texans Personal Loan can be used for:

  • Debt consolidation
  • Unexpected expenses
  • Medical expenses
  • and more!

 

Debt consolidation
Unexpected expenses
Medical expenses
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Personal Line of Credit

Access your revolving line of credit when you need it, with affordable monthly payments based on your outstanding balance. Plus, you can make advances on your line up to your approved limit via online banking or our mobile app.

  • Variable rate (APR may vary)
  • Can be used for overdraft protection on your Texans Checking Account

 

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Frequently Asked Questions

If you want to transfer money to a Texans checking/savings account, you will receive the money in about 30 minutes. Transfers to your other institution's savings/checking account will take 24 hours. If you choose to mail it, it will take 3-5 business days.

Membership Required. Loans are subject to credit approval.

1. Annual Percentage Rate (APR). Rates current as of 11/04/2022. Minimum loan amount is $500. Rates, terms, and conditions are determined by the overall creditworthiness of each applicant. Programs, rates, terms and conditions are subject to change without notice. Other conditions and restrictions may apply. Payment Example: Based on a $500 loan amount, the minimum monthly payment is $15.84 over 36 months at 8.74% APR.

2. Annual Percentage Rate (APR). Rates current as of 01/01/2023. Minimum loan amount is $500. Rates, terms, and conditions are determined by the overall creditworthiness of each applicant. Texans Line of Credit APR is variable and is based on index plus margin. Programs, rates, terms and conditions are subject to change without notice. Other conditions and restrictions may apply. 

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