Personal Loans
If you love, quick, affordable, and flexible, we have the solution to get money in your pocket now!
A Texans Personal Loan can be used for:
- Debt consolidation
- Unexpected expenses
- Medical expenses
and more!
Personal Line of Credit
Life doesn’t stop, especially when you’re a Texan. Access your revolving line of credit when you need it, with affordable monthly payments based on your outstanding balance. Plus, you can make advances on your credit line up to your approved limit via online banking or our mobile app.
- Variable rate (APR may vary)
- Can be used for overdraft protection on your Texans Checking Account
Frequently Asked Questions
If you want to transfer money to a Texans checking/savings account, you will receive the money in about 30 minutes. Transfers to your other institution's savings/checking account will take 24 hours. If you choose to mail it, it will take 3-5 business days.
Membership Required. Loans are subject to credit approval.
1 Annual Percentage Rate (APR). Rates current as of 02/19/2025. Minimum loan amount is $500. Rates, terms, and conditions are determined by the overall creditworthiness of each applicant. Programs, rates, terms and conditions are subject to change without notice. Other conditions and restrictions may apply. Payment Example: Based on a $500 loan amount, the minimum monthly payment is $15.90 over 36 months at 8.99% APR.
2 Annual Percentage Rate (APR). Rates current as of 12/16/2025. Minimum loan amount is $500. Rates, terms, and conditions are determined by the overall creditworthiness of each applicant. Texans Line of Credit APR is variable and is based on index plus margin. Programs, rates, terms and conditions are subject to change without notice. Other conditions and restrictions may apply.
