Personal Loans
Get the money you need now. Quick, affordable, and flexible, a Texans Personal Loan is the perfect solution for those expenses that just can't wait.
A Texans Personal Loan can be used for:
- Debt consolidation
- Unexpected expenses
- Medical expenses
- and more!
Personal Line of Credit
Access your revolving line of credit when you need it, with affordable monthly payments based on your outstanding balance. Plus, you can make advances on your line up to your approved limit via online banking or our mobile app.
- Variable rate (APR may vary)
- Can be used for overdraft protection on your Texans Checking Account
Frequently Asked Questions
A personal loan is an unsecured installment loan. Unsecured means the loan is not backed by collateral such as a home, boat or car. Just like other installment loans, they are paid back in equal monthly payments with a fixed interest rate.
Membership Required. Loans are subject to credit approval.
1. Annual Percentage Rate (APR). Rates current as of 11/04/2022. Minimum loan amount is $500. Rates, terms, and conditions are determined by the overall creditworthiness of each applicant. Programs, rates, terms and conditions are subject to change without notice. Other conditions and restrictions may apply. Payment Example: Based on a $500 loan amount, the minimum monthly payment is $15.84 over 36 months at 8.74% APR.
2. Annual Percentage Rate (APR). Rates current as of 04/01/2023. Minimum loan amount is $500. Rates, terms, and conditions are determined by the overall creditworthiness of each applicant. Texans Line of Credit APR is variable and is based on index plus margin. Programs, rates, terms and conditions are subject to change without notice. Other conditions and restrictions may apply.
