Low Rates
With our proven track record, you can trust Texans Credit Union to help you secure a competitive rate that fits your financial goals.Lower Monthly Payments
Work with our team to find the rate and term that align with your budget—giving you more breathing room each month.Flexible Terms
Choose from a range of repayment options, from 36 to 84 months, to find the term that works best for you.
AUTO LOAN REFINANCING DETAILS
Buy or refinance your vehicle with confidence. Get approved at the dealership, from home, or at one of our convenient branch locations. You’ll enjoy the same low rates offered for new and used auto loans, plus:
- Stay in the vehicle you love with a better monthly payment
- Experience a quick, easy approval process
- Enjoy the convenience of digital and mobile tools to manage your loan
Apply today and see how much you could save!
Loan Protection & Insurance
Protect your vehicle and your budget with affordable coverage options, including GAP, Mechanical Breakdown Repair, and Multi-Shield Vehicle Protection. Add them easily to your monthly loan payment for simple, seamless protection.Auto Financing Calculator
Curious how much you could save by refinancing your auto loan? Use our auto financing calculator to estimate your monthly payment based on your vehicle year, estimated credit score, and loan amount.Auto Rates
Get the same competitive rates Texans Credit Union offers for new and used vehicles—no extra costs or surprises. Our transparent, straightforward approach makes it easy to plan your next step.
★★★★★
“Let me start by saying if you are trying to refinance your vehicle this is the place to go. I didn’t know much about credit due to just building my score. So my first APR was ridiculously high and they were able to drop my APR really low. Thank you Texans CU, I will be working with my future plans with y’all!!”
- Jesse, Dallas, TX
★★★★★
“Every time I walk in I get welcomed with big smiles and fast service! You can tell they take pride in their job and take pride in putting a smile on people’s faces!”
- Eduardo, Dallas, TX
★★★★★
“We have financed numerous vehicles through Texans Credit Union. My husband and I are always more than happy with the service we receive. I shop around for interest rates every time I'm buying a car. Texans has ALWAYS been the lowest!”
- Kati, Dallas, TX
AUTO REFINANCING FAQS
Refinancing might be right for you if: <ul> <li>Your credit score has improved since you got your original loan</li> <li>Interest rates have dropped, and you want to take advantage</li> <li>You’re struggling with high monthly payments and need more breathing room</li> <li>You want to pay off your loan faster and save on interest</li> <li>You’re unhappy with your current lender’s service or terms</li> </ul> It’s also worth considering if your financial situation has changed, like a new job, reduced income, or major life event.
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PERSONAL LOANS
Cover large expenses or consolidate debt with a personal loan that fits your goals. Get flexible terms, fast approval, and competitive rates.VEHICLE LOANS
Finance your next ride with a new or used vehicle loan from Texans Credit Union. Enjoy low rates, flexible terms, and quick approvals.CREDIT CARDS
Choose from low-rate, rewards, and cashback options that fit your lifestyle. Texans Credit Union credit cards make everyday spending easier.
